Your savings will last
1.2years
Until age 33
Short runwayNet $3,000/mo out
Balance over time
The calculator runs a monthly simulation: your balance earns your expected return, gains your monthly contribution, and loses your monthly spending. It repeats that step until the balance reaches zero — or, if contributions plus growth cover your spending forever, it reports an infinite runway.
This is the right shape for questions like "how long could my savings last if I stopped working?", "how much longer do I have with my current spending?", or "how big of an emergency fund do I actually have?". For long-horizon retirement planning, use the dedicated retirement or 401(k) calculators.